Justification Letter Personal Statement Example | Topics and Well Written Essays - 750 words

Justification Letter - Personal Statement Example Some of my clients in NY include Public Service Electric & Gas (PSEG), Chase/Chemnet Network Services, Bear Stearns Corporation, Swiss Bank Corporation, Perot Systems Corporation, HIS/Chic Jeans, Johnson & Johnson Pharmaceuticals, Merrill Lynch, Lehman Brothers Corporation, COMDISCO Corporation, Manufactures Hanover Bank (MHT), M&M Mars Corporation, Coopers & Lybrand, MasterCard International, Home Life Insurance Company, IBM Professional Services, Witco Chemical Corporation, The CIT Group and The General Foods Corporation. I transferred to the Washington DC area shortly after 9/11/2001 to look for contract work with the Government. The position at KForce was only presented to me as a full time employment and not as a sub-contract with Base Technology Incorporated. Hence, I was left with no alternative other than accept the position as such. I am very happy with my current position at US Customs and the people I work with. However, I am not an active employee of KGS in that I do not help to promote the company on any proposals etc. I really do not have any close ties to them. I have a hard time working as an employee of any company and feel better and perform better as an independent contractor because that is how I have lived the last 25 years prior to moving to the Wash DC area. It is my fervent desire to function under contract with you through STS and formally resign from my services with KGS forthwith. I now look forward to the pleasure of your favorable response at the earliest. Thank you, Faithfully yours, Jerry Harding

College Tuition Essay Example for Free

College Tuition Essay There’s no escaping the fact that college cost are rising. According to recently released reports from the College Board, most students and their families can expert to pay, on average, from $95 to $1,404 more than last year for this year’s tuition and fees, depending on the type of college. (Collegeboard. com) The United States needs to lower the cost of college tuition; because students and parents have had to pay double the amount of money for schooling then they would have ten years ago. In the past five years, the average cost of in-state tuition and fees at public colleges has jumped thirty-five percent. In the past twenty-five years, the average cost of tuition and fees has risen faster than personal income, consumer prices and even health insurance. In 1999 students had to pay $2,489 for universities and $865 for community college. In 2003 the price rose from $3,441 for universities and $1,120 for community college. In 2006 the price jumped to $4,867 for universities and $1,483 for community college. Between 1999 and 2006 there was a 95. 54 percent change in the universities pay and a 71. 45 percent change for community colleges. There is no denying the fact that college tuition has doubled in prices (USAtoday. com). According to stateuniversity. com Blinn College undergraduate tuition for in-district students is $1,260, for in-state $2,478 and for out of state $5670; not including the undergraduate required fee which is $1,176 for all three districts. For tuition alone you are spending between $2,436 and $6,846. Now if you add in books and supplies which runs between $946 and $995. You also can not forget about room and board which can run $5,888 to $6,047 (stateuniversity. com). If you add that all together for Blinn College you are expected to spend roughly $9,270 to attend Blinn College for a semester. A small reduction in state support may result in a large increase in tuition. We help pay for maintaining access for handicapped students; Meetings environmental requirements; screening international students; and conforming to historical preservation requirements. If you think about it we are helping out the school and students. Prices increase as colleges compete for students to come to there college. Of course there are scholarships and financial aid, but not everyone can qualify for them. Paul Middendorf, 54, Richmond, Texas says, â€Å"†¦. When my first son, now twenty-six, applied for college, he applied for dozens of scholarships but was told they earned too much money to qualify for financial aid. † They had to finance their children’s college education with a mix of savings and federal parent loans. (USAtoday. com) According msnbc. msn. com; a companion report released on trends in student aid in grant aid – money students do not have to pay back – have covered only about one-third of the increase at public four year schools. Students are footing more and more of the bill with private loans from banks and student loans companies. Undergraduate private borrowing grew twelve percent to $14. 5 billion in 2006-2007. The rate of increase in total private borrowing for education has slowed, but borrowing has increased over the last decade. Legislators are tired of taking the blame for the escalating price of a college education, and some – mainly Democrats – say they want to resume setting tuition themselves. University leaders argue that the additional money is crucial for attracting and retaining top faculty. (chron. com) Students and families are caught in the middle. â€Å"With tuition and gas, it is hard to make end’s meet,† said Charlotte Atkinson, 26, a senior at the University of Houston. Instead of having to digest such an immense amount of information, students and their families should be able to apply for financial aid by making a note on their tax returns (a solution advocated by Democratic presidential nominee Barack Obama). It is hard to even realize that money is such a big factor in our lives today. Based on the information I have given you it is a fact that the cost of college tuition needs to be lowered so that more students can attend and pay for college.

Recruitment Methods Used In An Organisation Commerce Essay

Recruitment Methods Used In An Organisation Commerce Essay In todays increasingly competitive environment, the biggest challenge is to identify and retain highly qualified and reliable employees. Organizations need to recruit quality people and to do so must implement and support a finely-tuned recruitment process which must consists of three fundamental factors: to be effective in producing suitable candidates, to be efficient and cost-effective and be fair as well as legally sound to ensure decisions are made on merit. Rynes (1991) defined recruitment as encompassing all organizational practices and decisions that affect either the number, or types, of individuals who are willing to apply for, or accept, a given vacancy This is particularly relevant for Marcus Evans one of the worlds leading business information and event companies which one of its main concerns is to recruit the right people in order to achieve good growth and excellent customer service for its customers. Marcus Evans is a tall hierarchical structure organisation which has many levels of management and supervision. The organisation is functionally organised with separate departments for marketing, finance, operations, design, production, sales and it has a lot of employees from different cultures and backgrounds which create the need to the organisation to recruit people constantly. When recruiting new employees Marcus Evans sets out its skills requirements in two key documents. Together the person specification and the job analysis act as checking devise for both candidates to be able to match their own skills and qualifications to what is specified and for the business, enabling recruiters to make sure that, applicants with the right skills are chosen for interview. Since Marcus Evans is an International organisation, recruits its people in to two central types of recruitment: The internal recruitment method which the organisation fills its vacancies from within their existing workforce and the external recruitment method which the organisation tries to find their suitable applicant outside the business. Large quantities of recruitment methods can be used, in order the organisations to create a pool of external applicant for a vacancy. The primary method of external recruitment process used by Marcus Evans is to use their own resources which include their website and their own employees. Marcus Evans website provides a wealth of details about the company and a list of vacancies and contact details. It makes it possible for applicants to download details about job and person specification and application forms. Advertise through their website include the potentials to reduce recruitment cost and speed up the recruitment cycle, reach a wide pool of potential applicants and make applying easier as audiences can access the website 24 ours every day. In terms of current staff, an additional method of recruitment used by Marcus Evans is employee referrals that they encourage employees to nominate potential recruits through their personal contacts (Marchington and Wilkinson, 2005 seated in Bloisi 2007) Recruiting candidates using employee referral is widely acknowledged as being the most cost effective and efficient recruitment method to recruit candidates however it is very norrow search technique in the means of that an organisation can only reach a very limited audience.In both cases, applicants must meet minimum skills requirements of qualifications or experience. Another popular method of external recruitment used by Marcus Evans is the use of newsprint and other media sources. They advertise their vacancies through national or local press, professional journals and local commercial radio. Advertising is expensive and it is important to be selective in the choice of media, design, layout and contents. In addition, beyond cost, the most effective way to attract the right applicants in terms of qualification and experience is the professional journals. However the downside of this source is that usually there is a delay between placing the advertisement and publication date and this leads to costly delays. Moreover, before recruiting new external employees, Marcus Evans creates a pool of applicants to fill a vacancy from its internal employees. They did so by first send internal applications using such methods of communications as email, team meetings, and the staff news letter. According to Taylor (Taylor 2002 seated in Bloisi 2007) internal recruitment has a several advantages for the organisation. Firstly is a relatively cheap way of recruiting, secondly, it gives employees more chances for career development and progression and finally internal applicants know what to expect in the job as well as how the organisation operates and also this reduce the risk that organisation has in whether the new candidate is the right for the job. Barber (1998) suggests that there are three recruitment phases that generate applicants and maintain their position. Firstly, it depends from the organization to reach out the applicants and persuade them to become applicants, secondly, attempts to persuade applicants to remain interested in the organisation and to continue to pursue the job opportunity until the organization determines whether to offer them a position, and thirdly attempts to persuade individuals to accept job offers. Furthermore, positive recruiting occurs with the review and analysis of companys recruiting staff, hiring goals and their overall recruiting budget. In this competitive employment marketplace in order for organisations to increase the ability to attract more candidates organisations it is essential to use multiple recruitment methods, have well written position descriptions and manage to market the organization to the potential candidates. Organizations that know where they have been, where they are, a nd where they are going are on the way to achieving recruiting success. G. Kameswari (2005) In conclusion, Marcus Evans proved that over the years developed a successful recruitment approach in order to select the right person for the right job as is become one of the worlds leading business event companies. However, in organisations with high levels of staff turnover such us Marcus Evans, it may not be necessary to undertake a job analysis for every vacancy that occurs. It can be more useful to engage of checking whether the existing job description and job specification are appropriate for future needs. (Marchington and Wilkinson, 2005 seated in Bloisi 2007). Also by recruits internal employees before considering looking for people outside the organisation, it minimise the possibility of new ways that new staff may have in undertaking tasks. Last but not least, in the specific case of employee referral, unsuccessful referrals may lead to demotivated staff. It is becoming clear that effective recruitment is critical to organizational success (Rynes, 1990). It is the heart of the whole HR systems in the organization. However, to best measure the effectiveness of different recruitment methods, organizations should rely on feedback from internal customer, from employees and from external customer. Finally, the most accurate assessment of an organizations recruitment methods and processes is the true ability of the candidate as displayed on-the-job. Barber AE. (1998). Recruiting employees: individual and organizational perspectives. Thousand Oaks, CA: Sage. Rynes SL, Barber AE. (1990). Applicant attraction strategies: An organizational perspective. Academy of Management Review, 15,286-310. . In the prescriptive HRM literature, recruitment is seen as a process that should be supported by job analysis, job description and job specification.

Its Time to Crack Down on Plagiarists and Eliminate Plagiarism :: Free Essays Online

It's Time to Crack Down on Plagiarists and Eliminate Plagiarism Plagiarize v. 1. To appropriate and pass off as one’s own (the writings, ideas, etc., of another). 2. To appropriate and use passages, ideas, etc. from. 3. To commit plagiarism. [1] Plagiarism is an age-old habit of many people, with a large portion of these people being students who write essays or passages to earn a grade in a class. However, these students are unaware of the act they are doing which meets the criteria of the definition explained above. The consequences are very clear: Using another person’s thoughts or ideas without being authorized or noting that it was from another source constitutes plagiarism and will be grounds for failure or to the extreme, dismissal from a program or from a university entirely. The fight is now against those who desire to crack down on plagiarists and the sources of the material being plagiarized. There are many ways to inhibit copywritten material being used again. The obtainment of works cited, bibliography, footnotes and notation of quotes are just the beginning. However, with the widespread use of the Internet as a cesspool of information, how is a person to discover whether the person is cheating or no t? The ball is now in the professor’s court to now use the Internet to their own advantage to catch the thieves in their tracks. When a student decides to write a paper, the first thing in the mindset of that student, as well as many other students is relatively a common thing: the Internet. Although there is so much information to be found, this information is also at the disposal of the professor who administers the assignment. In many cases, the student is simply lazy and becomes sloppy in copying. This leaves noticeable mistakes because of the failure to proofread, ultimately leading to their fate resting in the hands of the professor. The person grading the paper must know what to look for and most of the time it is detected very quickly and precisely. In one case, a professor found the probable source of a particular piece of a student within five minutes and an additional ten minutes to confirm that indeed the paper was a case of word-for-word plagiarism.

Factors Affecting the Loan Repayment of Rice Farmers in Ragay

As being observed in the Philippine situation the common problem and also not a new issue in agriculture sector is the low productivity and low income of farmers which can be attributed to their lack of capital. Many farmers have no enough savings or cash on hand to purchase new inputs including machineries, chemicals, pesticides and high yielding varieties of seeds which will help them to improve their earnings because these inputs are usually expensive. As an answer to this dilemma they rely on credit and the proliferation of different credit institutions is a great help to them. The credit need of the farmers were being experienced especially those who are engage in rice production because it needs a large amount of money for investment. These credit needs of the rice farmers were being provided by the two types of institutions namely the formal and informal lending institutions. The formal sources of credit include the banking and non-banking institutions. The mere examples of it are the rural bank, commercial bank, and cooperatives (Duran 2001) while the informal sources are the private moneylenders, relatives, friends, traders and millers. With the availability of the credit institutions in rural areas, it allows the farmers to maintain and sustain their productivity since income in this country is generally low (Cacho, 1995). Credit can be defined as a means of entrusting and believing from and since trust is an important ingredient in providing it, the lenders rely on a promise of the borrower to pay in the future (Guevarra, 1995). But it is a problem encountered by these formal and informal lending institutions that the farmer-borrowers were not able to pay their obligation at the expected time. Statement of the Problem With a total farm area of more or less 23,036 hectares almost 2,182 hectares in Ragay, Camarines Sur is being planted with rice and the need for credit can be observed in its production. It is therefore important that the credit institutions proliferate in this area to help and assist the rice farmers. The government intervenes through the promotion and development of the organization that will provide agricultural loan so as to improve the income of rice farmers, which include the development of the rural bank and cooperatives in the area. Together with the expansion of the formal institutions the informal lenders also expand and gave a significant role in alleviating the lack of capital by the rice farmers. With this expansion of credit sources the problem, which cannot be avoided by these institutions is the high percentage of loan delinquency by the borrowers. Though the high collection performance or high repayment rate would not necessarily mean the ultimate measure of successful operation of the institutions, a low repayment rate adversely affects the operation and stability of the different lending agencies. Also through loan default, credit institutions in Ragay were not able to improve and expand their services and sometimes lead to failure in providing efficient services. Significance of the Study Lack of capital or inadequate fund of the rice farmers in Ragay, Camarines Sur hinders their increase in production and income. They are not able to purchase production inputs and adopt new technologies to produce more output for sale and a credit as a source of capital is a big help to them but repayment of their loan is a pressing problem to the lending institutions in this area. This study will focus in increasing the repayment rate or increasing the non-repayment if not totally eliminating it to help the lending institutions in improving their services for the rice farmers. This study will also provide data that will help them to improve their loan collection and supervision for their sustainability though improving strict rules and regulation regarding borrowing. For the farmer borrowers, this study will help them to realize the factor which affect their repayment so as they will able to look for ways that will minimize their low or no-repayment of loans. It will also help them to understand that certain factor/factors of repayment decrease their capability of repaying the loan and therefore there is a need for them to do something to minimize those factors, which can be controlled. Objectives of the Study The general objective of the study is to analyze the factors affecting the loan repayment of rice farmers in Ragay, Camarines Sur. The specific objectives are the following: 1. o identify the common credit sources of rice farmers in Ragay, Camarines Sur; 2. to identify the factors affecting the rice farmers’ choice of credit source; 3. to determine the loan purpose of the rice farmer-borrowers; 4. to determine the relationship of the factors affecting the repayment performance of the rice farmer borrowers; 5. to determine the problems encountered by rice farmers in loan repayment; and 6. to compare the repayment performance of rice farmers by source of credit.

Management at J.C. Penney Company, Inc

Management at J.C. Penney Company, Inc Introduction J. C. Penney Company Inc., (JCP) like other chain of companies in the US, has a history of changing its management strategy to suit the growing demand for good governance (Nafziger, 2012). JCP deals in clothing lines and retail business in various countries of investment. Its position in Texas provides it with an opportunity to serve the suburban community and other metropolises around the world. With over 11, 000 stores across US States, JCP sold its merchandise through personal selling.Advertising We will write a custom essay sample on Management at J.C. Penney Company, Inc specifically for you for only $16.05 $11/page Learn More In 2013, the company indicated interest in Seattles Best Coffee and Portrait Studios. This explains its business strategy that focuses on a variety of products and services for people through the numerous convenient stores distributed in the country (Talley, 2012). Since the 1960’s, JCP has used a similar manag ement style until the 21st century when it realized the importance of incorporating technology in the new democratic style of management. This paper intends to explain the company’s management style including the advertising technique that helps it achieve a competitive advantage. Changes in J.C. Penney’s Management Style Management strategies have direct impacts on organizational performances since inception. JCP incorporated different management styles owing to the changing consumer environment. Two most common strategies adapted by the company include: Acquisitions and Expansion Since 1960, the company acquired The Treasury outlets, but JCP experienced losses by the end of 1962. This involved an agreement between JCP and a General Merchandise Company that offered the company the stores it needed during the period. Within the same period, JCP extensively accessed about 10 stores through a Milwaukee acquisition contract. This provided the company with an opportunity t o venture into the market in Alaska and other states in the US. Besides these acquisitions, JCP equally purchased Supermarkets Interstate. Normally, an independent organization rarely involves the managing director actively in most house businesses. This enables it to grow even in the absence of the founder. At JCP, it was impossible to operate since 1971 following the death of JC Penny (James Cash). For 30 minutes, all stores across the US closed down in honor of JC’s departure. Instead of accruing losses, the company made huge profits since most suppliers and clients paid tribute to the founder of JCP.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Two years later, the company used its profits to increase the number of stores by over 2000. The company’s lack of autonomy ensured that the top management made most decisions. It was difficult to project future outcome s of an action unless an employee had close relations with the top managers. In 1974, the company faced huge losses because of the inflation. Democratic management styles enable people to share ideas in order to avoid the effects of natural occurrences such as inflation. However, this could not happen at JCP. Online Retail In the early 19th century, JCP began direct marketing by merchandizing its products through the internet. Globalization made it easy for JCP to acquire customers and mergers through the internet. It used this platform to sell shops to established brand names, such as Firestone. Its Viewtron Videotex catalog helped the company to acquire new stores and to market its products. The JCPenney National Bank allowed customers to use credit and debit cards for withdrawal and deposits. These automated cards had the company’s name making it possible for JCP to reach out to many clients through virtual techniques (Nelson, 2005). It had to reduce the number of stores i t opened for automotive purposes. Instead, it directed most people to the online portal. The innovative transition displayed JCP’s change strategy. The company reduced dependence on the founder because of his demise. It adapted a new management style that would help it in increasing profits while it remained competitive. Current Management Style JCP’s current management style focuses on e-commerce, endorsement of celebrities for adverts, and diplomacy in business operations. Myron Ullman, the current CEO, uses technology to enhance interpersonal skills. He seeks to improve a management environment created by his predecessor, Ron Johnson. Its website (JCPenneyBrands.com) creates easy accessibility to products and services making information flow fast and effectively (Hellriegel Slocum, 2007). JCP recognizes the efforts of different designers in their clothing industry. This boosts their self-esteem while motivating them to improve. JCP managers realized that democratic leadership was essential for team building and collective growth of the company. A change in strategy began in 2007 when the management sought to introduce innovative and interactive strategies of communicating with clients. The company expected to increase its profit margins after introducing Ron Johnson from Apple Inc. According to experts, the CEO did not offer a guarantee for success in a company that dealt in completely different products and services from Apple Inc. Opinion JCP’s current management strategy includes generation of creative ideas for overall organizational development. However, it uses radical measures including the ability to lay-off workers and reduction of store acquisition.Advertising We will write a custom essay sample on Management at J.C. Penney Company, Inc specifically for you for only $16.05 $11/page Learn More Even though these strategies contribute towards profitability, they reflect the opinions of the top managemen t. There is a high possibility that JCP will experience a similar style of management as the era of JS Penny. The CEO seeks to make a general overhaul in the company by assuming the status of a â€Å"start up† organization. Senior Management’s Role Senior managers at JCP including the CFO, CEO, and the creative designer often encourage people to make popular decisions. Ron Johnson played a significant role in transforming the organization from a catalog-based retailer to an internet retailer. According to the CEO, each employee needs to be responsible for his/ her actions within the company. The senior managers ensure that employees develop innovative ideas, which the senior team approves. Johnson has the ability to approve the release of company annual reports. This explains why the senior manager laid-off 600 workers in 2013. Johnson equally supports establishment of virtual stores through the internet. In 2012, the company managed to freeze 100 shops and transformed their business transactions to online techniques (Nafziger, 2012). Today, clients consult the company online platform; they make orders, get shipment, and pay through JCP MasterCard. The transition cost the company many resources, acquisition of a CEO with a successful record from Apple, and loss of stores and workers. In essence, it was not a seamless process and JC’s senior staff had to endure many challenges between 2012 and 2013. Among the decisions made by Johnson, change of designs and pricing strategies took precedence. Even as the transition became a success, employees and clients sought for Johnson’s retirement following the radical strategies he used to change the management of the company. This led to a forceful eviction from the company in 2013. It led to a reinstatement of former CEO, Myron Ullman (Talley, 2012). Celebrity Endorsements During marketing, creative designers sometimes use celebrities since they have the ability to create credibility through their charisma. In 2008, JCP used Ralph Lauren Kimora Lee Simmons to brand position the new clothing line for men and children. The two had a significant impact on sales and expansions for JCP. Kimora Lee provided professional advice to consumers and this contributed to one the highest annual sales of Decree and Fabulosity clothing lines. By the end of 2012, the company profit margins increased to 32.5% (Nafziger, 2012). Celebrities have a natural allure for the audiences they command. Similarly, they are likely to influence sales when used for advertising, or selling. There are several avenues of sales promotion, which Johnson never explored. Instead, he concentrated on innovation, and Ullman has the duty to restore the company image, which he initially created during his tenure.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Innovation JCP needs to implement an automated communication system that makes it easy for customers and employees to exchange ideas. Previous innovative strategies failed since the over ambitious Johnson rarely included employees in rational decision-making procedures. Through video-conferencing and virtual messaging, employers and employees will know all activities in the company and contribute towards its collective development. Instead of laying-off workers, the company will employ competent graduates who will increase organizational performance through technological assistance (Talley, 2012). JCP needs to redeem its brand image by increasing the number of employees and enhancing effective communication with clients. Adaptation JCP displays inability to make a rational decision when choosing organizational leaders. It changes its management strategies quickly and makes it difficult for employees to adapt to a single style of management (Nelson, 2005). The continued alteration of CEO’s delays the achievement of organizational goals, and this affects pricing in the company. After reinstating Ullman, JCP should not interfere with his leadership until 3-5 years elapse. Normally, most organizational strategies function for 3 to 5 years making it impossible to replace the CEO even when he/she has a poor management style. References Hellriegel, D., Slocum, J. W. (2007). Organizational behavior. Mason, Ohio: Thomson/South-Western. Nafziger, E. W. (2012). Economic development. Cambridge: Cambridge University Press. Nelson, B. (2005). The Management Bible. Hoboken: John Wiley Sons. Talley, K. (2012, April 5). J.C. Penney Trims Headquarters Staff. The Wall Street Journal. Retrieved from https://www.wsj.com/